Settling A Car Accident Claim Without A Lawyer

When you suffer injury and trauma in a car accident, you will feel like hiring a lawyer will lessen the financial burden and undue stress to your heavy load. Some people may prefer to deal with the insurance company alone and accept a settlement on their own. Although a lawyer can benefit in settling your claim and you can settle your claim on your own legally. If you need help hiring a lawyer for your personal injury case, visit this page.

Settling a car accident claim without a lawyer

If you have decided to settle your car accident claim without an attorney, you should stay prepared for the process. You will need to file all legally needed documents in a timely manner. You will have to spend long hours on the phone involving the insurance companies, and sometimes you may need to meet for medication. Anyway, consultation with a car accident lawyer can prove beneficial. You should know the necessary steps to collect evidence to support your car accident claim and analyze the different elements of the claim you file. Alternatively, do you have a proper claim for economic and non-economic damages?

Once you accept an offered settlement but find out later that a huge amount of money is wasted on treatment and car repair, you cannot file any other claim. Knowing that large insurance companies will offer you settlements quickly is essential. You will face obstacles in the settlement procedure if you do not hire a car accident lawyer. Below is an overview of what steps you should take if you decide to settle your lawsuit without a lawyer.

  • File a police report.

The law mandates you to stay at the accident scene until you exchange contact and insurance information with other drivers. If your car has incurred more than $1,000 in damages, you may need to file a police report. Call 911 from the accident scene or file the report online.

  • Seek medical attention

You should see a doctor if you have suffered injuries in the accident. The insurance company will require documentation related to doctor visits, prescriptions, treatments, and procedures to prepare a valid personal injury claim. Any medical treatment you receive will help you determine the insurance company’s offer validity. 

  • Calculate the damages

When you settle your car accident lawsuit without a lawyer, you must know the financial compensation you can seek. The insurance company will also offer you the lower possible compensation you deserve.